Flexible Payment Plans for Uninsured Patients
No health insurance? You can still get emergency care right now.
ER of Dallas has partnered with Sunbit to offer emergency room payment plans for self-pay patients. Instead of paying your entire bill upfront, you can spread it into monthly payments. Plans start as low as $15 to $50 per month, depending on your balance.
The application takes about 30 seconds. A soft credit check protects your credit score during the process. You’ll know your options before you leave our facility.
How Our Flexible Emergency Room Payment Plans Work
Come to Dallas emergency room any time. We’re open 24 hours a day, 7 days a week. Self-pay patients receive the same emergency care as insured patients. No appointment needed.
After your visit, our staff will help you apply through Sunbit. You’ll need:
- A valid government-issued ID
- Your mobile phone number
- A debit card for the initial payment
Enter your information, and you’ll get an approval decision in no time.
If approved, you’ll see your options on screen:
- 3-month plan: 0% interest for all approved patients
- 6, 12, or 18-month plans: Monthly payments that fit your budget (interest rates vary based on your credit)
Pick the plan that works for you. A small down payment is collected at checkout.
After your initial payment, you’ll make monthly payments directly to Sunbit. Your emergency care is complete. Your bill is manageable.
Questions? Contact Our Billing Team
What This Means for You
90% of patients get approved. Sunbit works with people across all credit backgrounds. A lower credit score doesn’t automatically disqualify you.
Your credit score stays protected during the application. The initial check is a “soft pull” that doesn’t affect your credit. A hard inquiry only happens if you choose to accept a plan.
Everyone gets a 0% interest option. All approved patients can choose a 3-month plan with zero interest. If you need more time, longer plans are available with interest rates based on your credit profile.
No prepayment penalties. Want to pay off your balance early? You can, without extra fees.
Flexible payment options. Depending on your total balance, monthly payments can range from $15 to $50 for smaller visits, or higher for more complex care.
Sunbit Emergency Room Payment Plans Details
| Feature | Details |
|---|---|
| Approval amount | $60 to $10,000 |
| Payment terms | 3, 6, 12, or 18 months |
| Interest rates | 0% for 3-month plans; 0-35.99% APR for longer terms |
| Credit check | Soft check to apply (no credit impact); hard check only if you accept |
| Early payoff | Allowed with no penalties |
Affordable Emergency Care At ER of Dallas
Medical emergencies don’t wait for payday. Neither should your treatment.
At ER of Dallas, you’ll receive care from board-certified emergency physicians backed by CT imaging, digital X-ray, ultrasound, and on-site lab testing. The same level of care you’d receive at a hospital ER, without the long wait.
Don’t delay or skip medical care because of finances. You can complete the process in minutes and leave knowing exactly what you’ll pay each month
Questions About Emergency Room Payment Plans
No. The application uses a soft credit check, which does not impact your credit score. A hard inquiry only occurs if you accept a payment plan.
You’re not obligated to accept. Review your options and decide what works best.
Yes. There are no prepayment penalties. Pay off your remaining balance at any time.
Contact Sunbit directly at 855-678-6248. They can discuss options to help you get back on track.
Sunbit will set up automatic payments from the debit card you provide. You can also manage your account and make payments through their website or mobile app.